Insurance is a tool that gives us peace of mind

In the latest episode of the DBL Podcast, guest Anđela Šutija, an experienced broker and director of one of the leading Croatian insurance brokerage houses Ano, spoke openly about why insurance is essential for every individual and entrepreneur.
Through concrete examples from life and business, Šutija emphasized that insurance is not just “paperwork” or an expense, but a tool that allows us to sleep peacefully and protects our wallets from unforeseen life situations. “I like to say that insurance is help for what you can’t expect. We never want and we don’t invite misfortune, but simply – things happen,” Šutija emphasized.
This sentence is the essence of insurance: no one plans for an accident, fire, flood or illness, but when they happen, the consequences can be financially devastating.

Peaceful sleep and security for family and business
One of the most important benefits of insurance is a sense of security. “This is what gives us a peaceful sleep, because it seems to me that this is what is important. Today, the world is full of various risks and we witness them every day,” Šutija emphasized. Whether it is home, car, business premises or professional liability insurance, an insurance policy gives us the security that we will not be left without everything we have built for years.
Why do we often forget about insurance?
Although most citizens regularly insure their cars, property and lives often remain unprotected. “In Croatia, we love our cars the most, more than ourselves. Car insurance accounts for over 40% of the total insurance premium,” says Šutija. On the other hand, home or business premises insurance is often neglected, although the risks are just as real.
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This is just a part of the conversation from the new episode of the DBL Podcast – watch the full show on our Youtube channel and don’t forget to subscribe!